Personal Financial Planning

Failing to Plan is Planning to Fail!

Building and preserving your personal wealth requires specialized attention. You get one-on-one guidance and a comprehensive financial plan that helps manage risk, improve performance, and ensure the growth and longevity of your wealth.  Carla Smith's designation not only as a C.P.A. but also as a Certified Financial Planner makes her emminently qualified to help you...

  • Identify your retirement needs, analyzing your assets and sources of retirement income, reviewing estimated shortfalls, and identifying the best ways to save for retirement given your financial situation and risk tolerance.  Understanding what it will take to maintain your lifestyle in retirement isn't a discipline which most of us have developed.

  • Plan gifting to children and grandchildren in a way which doesn't alter your lifestyle but may ease the burdens young families experience in the 21st century.  We can assist by accurately estimating the amount of money you will need, analyzing your assets, reviewing estate and financial plans and syncing them to your objectives given your financial situation and risk tolerance.

  • Protect your family in case of you become disabled by ensuring you have enough money in your emergency fund and analyzing your life, disability, health, home, and auto insurance coverage. We also review your will and various powers of attorney designed to take care of your affairs in the event you are incapacitated and can't manage them yourself.

  • Achieve your investment goals by identifying the steps needed to maximize your investment returns as well as the steps needed to help minimize your risk while building increased predictability of your investment returns.

  • Leave a legacy for your heirs by maximizing the value of your estate by saving tax dollars, professional fees, and court costs. As well as minimizing the costs of probate, creditors, lawyers, and estate taxes, which can negatively impact the value of your estate. We also help you stay in control of your affairs by providing a road map for passing your estate on to your heirs.

  • Excerpts from Our Recent Newsletters

Plush Smith PA, One Sarasota Tower, 2 North Tamiami Trail, Suite 506, Sarasota, FL 34236
Phone: (941)953-7587 | Fax: (941)953-9157 | Email: info@plushsmith.com
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