Bank Financing

Need money to grow your business?

Requesting a business loan without adequate preparation sends a clear message to the lender: High Risk! Therefore, it pays to be prepared and organized in your approach for financing. Put your best foot forward by letting us collaborate with you to prepare a winning loan proposal. Such proposals have a high likelihood of success because they're created from the lender's perspective.

You increase the likelihood of obtaining the financing you want because we know what banks and other institutional lenders want to see.  We understand the kind of debt service coverage, debt to equity ratios and other criteria the lenders are looking for.

A winning loan proposal often includes and we can help you prepare:

  • Executive Summary: Where we concisely state the purpose of the loan, the exact amount of money required, an explanation of what the loan will be used for and why it's needed.

  • Pro-forma Cash Budgets and Financial Statements: Your data and underlying assumptions based on your business plan are used to prepare information that your banker can easily read and buy in to.

  • Owners Personal Financial Information:  Prior year tax returns, personal and business financial statements and other disclosures provide the detailed insight a lender will require.

  • Representation: Your lender gains comfort from the knowledge that you are using a credible professional in your financial affairs.  Our participation in the lending process will add to that comfort level.

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Plush Smith PA, One Sarasota Tower, 2 North Tamiami Trail, Suite 506, Sarasota, FL 34236
Phone: (941)953-7587 | Fax: (941)953-9157 | Email:
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